BudgetReview Privacy Policy

Last updated: December 2024

1. Introduction

BudgetReview ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services.

2. Information We Collect

Financial Information

• Bank account balances and transaction history
• Account numbers and routing information (processed securely through Stripe)
• Transaction categories and merchant information

Personal Information

• Email address and account credentials
• Device information and app usage data

3. How We Use Your Information

• Provide financial insights and spending analysis
• Categorize and organize your transactions
• Generate personalized financial reports
• Improve our services and user experience

4. Third-Party Services

We use Stripe for secure bank account connections and financial data processing. Stripe is a PCI DSS Level 1 certified service provider with bank-level security. Your financial data is encrypted and processed according to Stripe's security standards.

5. Data Security

• All data is encrypted in transit and at rest
• We use industry-standard security protocols
• Regular security audits and monitoring
• Limited access to personal data on a need-to-know basis

6. Your Rights

You have the right to access, update, or delete your personal information. You can also disconnect your bank accounts at any time through the app settings.

7. Data Retention

We retain your financial data only as long as necessary to provide our services. You can request data deletion at any time by contacting us.

8. Children's Privacy

Our service is not intended for users under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy in the app and updating the "Last updated" date.